Terms and Conditions

Effective Date: January 1, 2021

Palmetto Wealth Planning
1361 21st Ave N, Suite 107-B
Myrtle Beach, SC 29577
Phone: (888) 568-2576
Email: brad@palmettowealthplanning.com
Website: www.palmettowealthplanning.com

1. Services Provided

Palmetto Wealth Planning offers investment advisory and financial planning services, including:

Investment portfolio design and management
Retirement and income planning
Wealth preservation and estate planning strategies
Tax-efficient investment strategies
Ongoing portfolio monitoring and rebalancing

2. Fiduciary Duty

As a Registered Investment Advisor, we act as fiduciaries. We always put clients’ interests first, provide objective advice, and disclose conflicts of interest.

3. Client Responsibilities

You agree to provide accurate financial information, notify us of changes, review reports, and acknowledge investment risks.

4. Compensation and Fees

Fees are disclosed in your Advisory Agreement and Form ADV. They may include AUM- based, flat, or hourly fees and third-party charges. Fees may be deducted from your custodial account or invoiced.

5. Investment Risk

All investments carry risk, including the potential loss of principal. Past performance is not indicative of future results.

6. Third-Party Providers

We may recommend custodians, brokers, or platforms. Palmetto is not liable for their performance or security.

7. Confidentiality

Your information is protected under applicable privacy laws. See our Privacy Policy for details.

8. Termination of Services

Either party may terminate services with written notice. Fees will be prorated. Prepaid, unearned fees will be refunded.

9. Intellectual Property

All materials provided are the property of Palmetto Wealth Planning and may not be reused without permission.

10. Limitation of Liability

Palmetto is not liable for losses due to market conditions, third-party issues, or uncontrollable events.

11. Governing Law

This agreement is governed by South Carolina law. Disputes unresolved by negotiation may proceed to arbitration where permitted.

12. Modifications

We may update these Terms at any time. Updates will be communicated or posted on our website.

13. Contact Information